I think it depends on the situation. If someone is using their timebank in a tough spot, that’s fair poker is a thinking game after all. But when players do it every single hand just to stall, it feels more like shooting than strategy. some people justify it as clever, near the bubble when stalling can help ladder up, but in the long run it just annoys the table and slows down the game for everyone. Personally, I rather use my timebank when a decision actually matters.